Return-Path: Delivered-To: costa4@lisaweb.svrsh.com Received: from lisaweb.svrsh.com by lisaweb.svrsh.com with LMTP id uDF8DRiL32a74AEAePtdKg (envelope-from ) for ; Tue, 10 Sep 2024 01:56:08 +0200 Return-path: Envelope-to: info@elettroservicegroup.it Delivery-date: Tue, 10 Sep 2024 01:56:08 +0200 Received: from smtp-2-bour-syd.exetel.com.au ([220.233.0.71]:36077) by lisaweb.svrsh.com with esmtps (TLS1.3) tls TLS_AES_256_GCM_SHA384 (Exim 4.97.1) (envelope-from ) id 1snoEX-00000000WOv-2p3R for info@elettroservicegroup.it; Tue, 10 Sep 2024 01:56:08 +0200 Received: from [100.78.19.230] (helo=cloud-prime-nl0.openstacklocal) by smtp-2-bour-syd.exetel.com.au with esmtp (Exim 4.93) (envelope-from ) id 1snoD0-000X77-2l; Tue, 10 Sep 2024 09:54:21 +1000 Content-Type: multipart/alternative; boundary="===============1319952731==" MIME-Version: 1.0 Subject: Hai vinto un Set di Tupperware da 36 pezzi To: Recipients From: Conferma Esselunga Date: Mon, 09 Sep 2024 16:51:13 -0700 Message-Id: X-Spam-Status: No, score=2.8 X-Spam-Score: 28 X-Spam-Bar: ++ X-Ham-Report: Spam detection software, running on the system "lisaweb.svrsh.com", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see root\@localhost for details. Content preview: Gentile cliente Esselunga, Speriamo che tu stia bene. Vogliamo farti partecipe di un'opportunità esclusiva: hai la possibilità di ricevere gratuitamente un nuovo Set Tupperware Modular Mates da 36 pezzi! Basta rispondere a u [...] Content analysis details: (2.8 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 RCVD_IN_ZEN_BLOCKED_OPENDNS RBL: ADMINISTRATOR NOTICE: The query to zen.spamhaus.org was blocked due to usage of an open resolver. See https://www.spamhaus.org/returnc/pub/ [220.233.0.71 listed in zen.spamhaus.org] 0.0 URIBL_DBL_BLOCKED_OPENDNS ADMINISTRATOR NOTICE: The query to dbl.spamhaus.org was blocked due to usage of an open resolver. See https://www.spamhaus.org/returnc/pub/ [URI: fundkiss.mu] [URI: www.esselunga.it] [URI: highperformance.mx] [URI: www.wildhorizon.mu] 0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked. See http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block for more information. [URI: highperformance.mx] [URI: fundkiss.mu] -0.0 SPF_PASS SPF: sender matches SPF record 0.0 KAM_DMARC_STATUS Test Rule for DKIM or SPF Failure with Strict Alignment 0.0 HTML_MESSAGE BODY: HTML included in message 0.8 CPANEL_LOTS_OF_EMPTY_LINE RAW: Spam that has large block of empty lines 2.0 MIXED_HREF_CASE Has href in mixed case 0.0 FILL_THIS_FORM Fill in a form with personal information 0.0 T_FILL_THIS_FORM_FRAUD_PHISH Answer suspicious question(s) X-Spam-Flag: NO You will not see this in a MIME-aware mail reader. --===============1319952731== Content-Type: text/plain; charset="utf-8" MIME-Version: 1.0 Content-Transfer-Encoding: quoted-printable Content-Description: Mail message body = = = Gentile cliente Esselunga, Speriamo che tu stia bene. Vogliamo farti partecipe di un'opportunit=E0 = esclusiva: hai la possibilit=E0 di ricevere gratuitamente un nuovo Set Tupp= erware Modular Mates da 36 pezzi! Basta rispondere a un breve sondaggio sul= la tua recente esperienza con Esselunga. Ti chiediamo gentilmente di cogliere questa occasione, poich=E9 l'offert= a scade dopo 24 ore. = Partecipa al sondaggio ora! = Grazie per la tua collaborazione e auguriamo che tu possa godere del tuo nu= ovo set Tupperware. = Cordiali saluti. = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Privacy Policy = = I. INTRODUCTION Fundkiss Technologies Limited, of United Docks Business Park, Caudan Port-= Louis, Mauritius (=201CFK=201D, =201Cwe=201D and =201Cour=201D as appropria= te) respects the privacy of the lenders, borrowers and visitors. We are com= mitted to protecting and respecting your privacy. This Privacy Policy expla= ins and governs: = how we collect information belonging to visitors to our website as well as = personal data belonging to Lenders, Borrowers, persons connected with Lende= rs and Borrowers (such as directors, partners, members, shareholders and be= neficial owners) (=201Cyou=201D and =201Cyour=201D, as appropriate); = how we store and protect your personal data; = how and why we use your personal data; and = your rights to control your personal data. = In order to fully understand your rights, you must carefully read this Pri= vacy Policy in its entirety. By accessing and using our platform and services, you confirm that: = you have had a proper opportunity to read this Privacy Policy; = you understand this Privacy Policy and that you agree to it. = If you do not agree to this Privacy Policy in its entirety, you must immed= iately cease to use our platform and any services provided by us. This Privacy Policy covers the site https://fundkiss.mu. For visitors, we = have structured the platform so that, in general, you can visit the platfor= m without identifying yourself or revealing any personal data. We shall col= lect personal data about you when you choose to sign up as a Lender or Borr= ower. If you have any questions in relation to this policy, please contact our D= ata Protection Officer on contact@fundkiss.mu. We may amend this Privacy Policy from time to time to comply with applicab= le laws and regulations or to meet our changing business requirements. You = are encouraged to periodically review this page for the latest information = on our privacy practices and amendments to our Privacy Policy. By continuin= g to use our website and our services, you agree to be bound by all such up= dates and amendments. II. WHAT IS PERSONAL DATA Personal data refers any information relating to an identified or identifi= able individual. III. COLLECTING YOUR INFORMATION If you engage with us in any way, we may collect the following information= about you in a number of ways: = information you provide through our website and through our application and= verification processes; = information you provide through communications with us, whether in writing = (including email) or on the telephone (including by way of recorded calls); = information we obtain through your engagement with us on social media, incl= uding on blogs, forums and through Facebook and Twitter; = information provided on your behalf by your representatives or agents (= =201CAgents=201D) who engage with us on your behalf in the ways described a= bove; and = information from outside sources such as Mauritius Credit Information Burea= u, commercial databases, marketing databases, public records and other publ= icly available information sources. = If you wish to become a Lender or a Borrower, you will need to provide us = with the following information, which we may also collect from third partie= s: = your personal details (including name, NIC or BRN number); = your contact information (including telephone and e-mail details); = financial information (including bank account details used to make transfer= s to fund project and receive money back ); = information you provide in our application processes; = information you provide in your dealings with us and through your interacti= on with the platform; = if you are a Borrower : = information about your business or company, such as previous credit applica= tions and the conduct of your accounts; and, = credit reference checks; and, = We also: = retain copies of our correspondence with you as well as other data we colle= ct relating to your activities on the platform; = collect details about visitors to our website for the purposes of aggregati= ng statistics or reporting purposes; and = retain comments made on blogs and discussion forums in connection with the = platform. = IV. WHY ARE PERSONAL INFORMATION COLLECTED? We require these personal data: = to open accounts with us and to manage and maintain those accounts; = to verify your identity and the other information you have provided to us, = including your bank account information and (if relevant) the identity of y= our business associates; = (if you are a Borrower) to ascertain your borrowing needs and to assess you= r creditworthiness and to make credit-related decisions; = to transfer money; = to carry out mandatory or other regulatory checks; = to comply with our legal and regulatory obligations; = to providing services; = to keep internal record; = to improve our services to the Borrowers and Lenders; = to send emails about new projects and special offers to the Lenders; = to contact borrowers and lenders for market research purposes; = to customise the platform according to your interests; = to respond to requests; = to maintain client relationship; and, = Any other purpose that would relate to our business. = V. AUTOMATED DECISIONS FK may use various software and technologies to obtain automated decisions= based on personal data held on you to promote accuracy, fairness and effic= iency. These automated decisions may affect the services that FK provides t= o you now or in the future. VI. WITH WHOM IS YOUR PERSONAL DATA BEING SHARED? FK does not trade, rent or sell any personal data to any other organisatio= n or third party. Your information is only provided to the relevant authori= ties unless you give your consent or if required by law, and to participati= ng service partners (e.g. the bank) for processing the payments. We also en= gage the services of third-party contractors to assist us in the delivery o= f our services. We restrict the information that is passed on to the strict= minimum. VII. YOUR CONSENT Your consent to provide us with your personal data is required prior to th= e lawful processing of your data in line with your engagement with FK (eith= er as a borrower or lender). You will be required to agree to a dialog box confirming your consent in a= clear and unambiguous action to having read our Privacy Policy and proving= your agreement to the processing of your personal data by FK. Failure to provide consent by ticking the dialog box will bar you in furth= ering your application to be registered with FK. VIII. WITHDRAWAL OF CONSENT You have the right to withdraw consent to FK as regards to the processing = of your personal data at any time. Should you wish to exercise this right, = you will have to inform FK in writing. If you withdraw your consent, FK will not be able to provide you with cert= ain services and which may even entail the termination of the agreement wit= h FK. You will be informed accordingly. Please note that notwithstanding the withdrawal of your consent, your pers= onal data may still be processed by FK in performance of its legal obligati= ons. IX. WHAT SECURITY MEASURES ARE IMPLEMENTED TO SAFEGUARD TRANSMISSION AND S= TORAGE OF DATA? FK has put security measures in place to help prevent the loss, misuse and= alteration of the information. When you provide us online with your inform= ation, the data is protected using Secure Socket Layer (SSL) encryption tec= hnology. This encryption is designed to help prevent any unauthorized perso= n from intercepting or reading any personal information you provide to FK. X. DO YOU USE COOKIES ON THE PLATFORM? Cookies may be used on some areas of the platform. Cookies are now used as= a standard by many websites. FK uses cookies to improve the navigational e= xperience of visitors to our websites and to make them easier to use. Overall, cookies help us provide you with a better website, by enabling us= to monitor which pages you find useful and which you do not. You can choos= e to accept or decline cookies. Most web browsers automatically accept cook= ies, but you can usually modify your browser setting to decline cookies if = you prefer. This may however prevent you from taking full advantage of the = website. XI. LINKS TO OTHER WEBSITES The platform may contain links to other websites of interest. However, onc= e you have used these links to leave our site, you should note that we do n= ot have any control over that other website. Therefore, we cannot be respon= sible for the protection and privacy of any information that you provide wh= ilst visiting such sites and such sites are not governed by this Privacy Po= licy. You should exercise caution and look at the privacy statement applica= ble to the website in question. XII. ACCESSING AND CORRECTING YOUR INFORMATION You may, at any time: = exercise your right to request access to the personal data we hold about yo= u (a subject access request), subject to payment of a small fee. Please ema= il contact@fundkiss.mu with the subject line =201Csubject access request= =201D; = request that we update and correct any out-of-date or inaccurate personal d= ata we hold about you. You can email us at contact@fundkiss.mu and also log= -in to your account and make changes yourself; = exercise your right to ask us to restrict or erase your personal data; and = opt out of any marketing communications that FK may send you by unsubscribi= ng following the link on the marketing email you have received. = XIII. STORAGE OF PERSONAL DATA FK will keep your personal data during your engagement with FK and even af= ter the completion of the relationship for legal and regulatory purposes. XIV. RIGHT TO COMPLAIN You have the right to lodge a complaint with the Data Commissioner through= the Data Protection Office. XV. CHANGE IN PRIVACY POLICY With ever changing dynamics in the business environment, policies may need= to be reviewed and revised. FK reserves the right to change this privacy p= olicy at any time and notify you by posting an updated version of the polic= y on its website. = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = Privacy Policy v. 1.0 =2013 2nd May 2023 = 1. Introduction Wild Horizon Limited (=201Cus=201D, =201Cwe=201D, or =201Cour=201D) operat= es the https://www.wildhorizon.mu website (hereinafter referred to as the = =201CService=201D and/or =201CWebsite=201D). We are committed to protectin= g your personal data and this page informs you, our Customers=2019, of our = policies regarding the collection, use, and disclosure of personal data whe= n you use our Website and the choices you have associated with that data. By using the Website, you agree to the collection and use of information i= n accordance with this policy. Unless otherwise defined in this Privacy Pol= icy, the terms used in this Privacy Policy have the same meanings as in our= Terms and Conditions. = 2. Regulatory Framework Wild Horizon Limited processes the personal data of our Customers=2019 in = compliance with the Data Protection Act 2017. = 3. Data Protection Officer The Data Controller is Wild Horizon Limited, having its registered office = situated at 54A La Rue Lees, Curepipe, Mauritius. As part of our policy of = protecting personal data, we have appointed a Data Protection Officer to en= force the rules on data protection. = 4. Information Collection & Use 4.1. Personal Data While using our Service, we may ask you to provide us with certain persona= lly identifiable information that can be used to contact or identify you (= =201CPersonal Data=201D). Personally identifiable information may include, = but is not limited to: First name and last name; Phone number/Mobile number; Email address; Address, City, Postal code; Username/Password; Your bank details (credit card details); Your purchases, including your shopping preferences to create buyer segment= s; Information that you publish through our website, social media, application= s or through the networks; Information sent via the =201CContact us/Customer Service=201D channels; Information you provide when you request for information or assistance from= us or when you purchase a product or service from us, including informatio= n necessary to process your orders. = 4.2. Usage Data We may also collect information on how the Website is accessed and used (= =201CUsage Data=201D). This Usage Data may include information such as your= computer=2019s Internet Protocol address (e.g., IP address), browser type,= browser version, the pages of our Website that you visit, the time and dat= e of your visit, the time spent on those pages, unique device identifiers a= nd other diagnostic data. 4.3. Tracking & Cookie Data We utilise cookies and similar tracking technologies on our Website to mon= itor user activity and store certain information. Cookies are small data fi= les that may contain an anonymous unique identifier. These files are sent t= o your browser from a website and stored on your device. Additionally, we u= se beacons, tags, and scripts as tracking technologies to collect and track= information, and to enhance and analyse our Service. You have the option to configure your browser settings to refuse all cooki= es or receive a notification when a cookie is being sent. However, if you d= o not accept cookies, certain portions of our Service may not be accessible. Examples of Cookies we use: Session cookies, which enable us to operate our Service; Preference cookies, which allow us to remember your preferences and various= settings; Security cookies, which are utilised for security purposes. = 5. How we Use your Personal Data We may use your personal data for a variety of purposes related to the ope= ration of our Website and the provision of our products and services. This = includes: Processing and fulfilling your orders: We use your personal data to proces= s and fulfill your orders, including verifying your identity, communicating= with you about your order, and arranging for delivery. Managing your account: If you create an account on our website, we will use= your personal data to manage your account, including processing payments, = sending invoices, and keeping track of your purchase history. Providing customer service: We may use your personal data to provide custom= er service, including responding to your inquiries, addressing your concern= s, notifying you about changes to our Service, and resolving any issues you= may have with our products or services. Marketing and promotional activities: With your consent, we may use your pe= rsonal data to send you marketing communications, such as newsletters, spec= ial offers, and promotions. Analysing website performance: We may use your personal data to analyse web= site performance and improve our services, including monitoring website tra= ffic, analysing user behaviour, and conducting market research. Legal and regulatory requirements: We may use your personal data to comply = with legal and regulatory requirements, such as tax laws, data protection l= aws, and anti-fraud measures. = We will only use your personal data for the purposes outlined above and as= otherwise permitted by applicable laws and regulations. We will also ensur= e that any third parties with whom we share your personal data also use it = only for the purposes for which it was provided. = 6. Personal Data Storage Wild Horizon Limited employs the services of third-party providers to carr= y out the functions of the Service. Your consent to this Privacy Policy fol= lowed by your submission of such information represents your agreement to t= hat transfer. The transmission of your personal data will adhere to the re= levant regulations. These providers will have restricted access to your per= sonal data for the purpose of fulfilling their obligations on our behalf, a= nd they are bound by contractual agreements to safeguard and employ the inf= ormation solely for the disclosed purposes and in compliance with this Priv= acy Policy. We have taken the appropriate precautions to ensure that there = is an acceptable level of data protection before sharing your personal data= with third parties. = 7. Disclosure of Data To maintain your privacy, we do not share, sell or exchange your data for = marketing purposes with any external parties. We only share your data with = third-party service providers who assist us in providing the services outli= ned, such as media and agencies for newsletter distribution, payment provid= ers, and delivery services. Our contracts with these providers are legally = binding and compliant with current laws, ensuring adequate data security me= asures are in place. The third-party data transmissions are strictly for the purpose of providi= ng the aforementioned services. Wild Horizon Limited may reveal personal da= ta, as well as other data, to the courts, government authorities, or author= ised third parties as required or authorised by law, or if such communicati= on is reasonably necessary for the following reasons: Comply with a legal obligation and protect against legal liability; Compliance with court proceedings and responding to legal actions against W= ild Horizon Limited; Protecting the rights, property, or personal safety of Wild Horizon Limited= and our Customers; Prevent or investigate possible wrongdoing in connection with the Service; Enforcing our Terms and Conditions or other agreements. = 8. Security of Personal Information We have implemented technical and organisational measures to safeguard you= r data from loss, manipulation, and unauthorised access. Our security measu= res are regularly reviewed and updated to stay up-to-date with technologica= l advancements. To ensure the security of card payments, all data is securely transmitted = and encrypted, providing a secure connection that prevents external parties= from accessing your personal information. For card transactions, we partne= r with a Payment Provider that works directly with your bank to verify that= your card can be used for purchases. The Payment Provider processes your c= ard data in compliance with the PCI DSS global security standards, which we= re established by major credit card companies such as MasterCard, VISA, Din= ers, American Express, and JCB. Consequently, your card data is processed w= ith the highest level of security possible. We may conduct an identity veri= fication check when you pay by card. = 9. Retention of Personal Data We will only retain your personal information for as long as is necessary = for the purposes set out in this Privacy Policy. We will retain and use you= r information to the extent necessary to comply with our legal obligations = (for example, if we are required to retain your data to comply with applica= ble laws), resolve disputes, and enforce our legal agreements and policies. We will also retain your personal information for as long as your account = is active or as needed to provide you with our services. If you no longer w= ant us to use your information to provide you with our services, you can re= quest that we delete your personal information by contacting us. Please not= e that we may retain some information about you if necessary to comply with= legal obligations, resolve disputes, or enforce our agreements. After we = no longer need to retain your personal information for any of the purposes = set out in this Privacy Policy, we will securely destroy it. = 10. Your Data Protection Rights Wild Horizon Limited aims to take reasonable steps to allow you to correct= , amend, delete, or limit the use of your personal data. If you wish to be= informed about what personal data we hold about you and if you want it to = be removed from our systems, please contact us. In certain circumstances, = you have the following data protection rights: The right to access, update, or delete the information we have on you; The right of rectification. You have the right to have your information rec= tified if that information is inaccurate or incomplete. You have access an= d can update some of your personal data in the =201CMy Account=201D section= of the website. It is your responsibility to ensure that your data is up t= o date. You have the right to ask Wild Horizon Limited to amend any inaccurate or i= ncomplete personal data about you that you are unable to update yourself fr= om the =201CMy Account=201D section on the website; The right to object. You have the right to object to our processing of your= Personal Data; The right of restriction. You have the right to request that we restrict th= e processing of your personal information; The right to withdraw consent. You also have the right to withdraw your con= sent at any time where Wild Horizon Limited relied on your consent to proce= ss your personal information. = If you no longer wish that we use your data to make our available to you, = you may ask Wild Horizon Limited to delete your personal data and close you= r account. Please note that we may ask you to verify your identity before = responding to such requests. = 11. Links to Other Sites Our Service may contain links to other sites that are not operated by us. = If you click a third-party link, you will be directed to that third party= =2019s site. We strongly advise you to review the Privacy Policy of every s= ite you visit. We have no control over and assume no responsibility for th= e content, privacy policies, or practices of any third-party sites or servi= ces. = 12. Personal Data of Minors We do not knowingly collect personally identifiable information from anyon= e under the age. In the event that a minor accesses our products or servic= es under the guise of being an adult, we are unable to verify the informati= on, Wild Horizon Limited cannot be held responsible for any consequences re= lated to it. If you are a parent or guardian and you are aware that your mi= nor has provided us with personal data, please contact us. If we become aw= are that we have collected personal data from minors without verification o= f parental consent, we take steps to remove that information from our serve= rs. = 13. Changes to This Privacy Policy We may update our Privacy Policy from time to time. We advise you to revie= w this page periodically for any changes. We will notify you of any changes= by posting the new Privacy Policy on this page. Changes to this Privacy P= olicy are effective when they are posted on this page. = 14. Contact Us We encourage you to review our Terms and Conditions, which further outline= our policies and procedures. If you have any questions about our Privacy = Policy, do not hesitate to contact us. --===============1319952731== Content-Type: text/html; charset="utf-8" MIME-Version: 1.0 Content-Transfer-Encoding: quoted-printable Content-Description: Mail message body
 &nbs= p;  =

 

 3D""
Gentile = cliente Esselunga,

Speriamo che tu stia bene. Vogliamo farti partecipe di un'opportunit=C3= =A0 esclusiva: hai la possibilit=C3=A0 di ricevere gratuitamente un nuovo S= et Tupperware Modular Mates da 36 pezzi! Basta rispondere a un breve sondag= gio sulla tua recente esperienza con Esselunga.

Ti chiediamo gentilmente di cogliere questa occasione, poich=C3=A9 l'off= erta scade dopo 24 ore.

 

P= artecipa al sondaggio ora!


Grazie per la tua collaborazione e auguriamo che tu possa godere del= tuo nuovo set Tupperware.

 

Cordiali saluti.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Privacy Policy

 

I. INTRODUCTION

Fundkiss Technologies Limited, of United Docks Business Park, Cauda= n Port-Louis, Mauritius (=E2=80=9CFK=E2=80=9D, =E2=80=9Cwe=E2=80= =9D and =E2=80=9Cour=E2=80=9D as appropriate) respects the privacy of the l= enders, borrowers and visitors. We are committed to protecting and respecti= ng your privacy. This Privacy Policy explains and governs:

  • how we collect information belonging to visitors to our website as well= as personal data belonging to Lenders, Borrowers, persons connected with L= enders and Borrowers (such as directors, partners, members, shareholders an= d beneficial owners) (=E2=80=9Cyou=E2=80=9D and =E2=80=9C<= STRONG>your=E2=80=9D, as appropriate); =
  • how we store and protect your personal data; =
  • how and why we use your personal data; and =
  • your rights to control your personal data.

In order to fully understand your rights, you must carefully read this P= rivacy Policy in its entirety.

By accessing and using our platform and services, you confirm that:

  • you have had a proper opportunity to read this Privacy Policy; =
  • you understand this Privacy Policy and that you agree to it.

If you do not agree to this Privacy Policy in its entirety, you must imm= ediately cease to use our platform and any services provided by us.

This Privacy Policy covers the site https://fundkiss.mu. For visitors, w= e have structured the platform so that, in general, you can visit the platf= orm without identifying yourself or revealing any personal data. We shall c= ollect personal data about you when you choose to sign up as a Lender or Bo= rrower.

If you have any questions in relation to this policy, please contact our= Data Protection Officer on contact@fundkiss.mu.

We may amend this Privacy Policy from time to time to comply with applic= able laws and regulations or to meet our changing business requirements. Yo= u are encouraged to periodically review this page for the latest informatio= n on our privacy practices and amendments to our Privacy Policy. By continu= ing to use our website and our services, you agree to be bound by all such = updates and amendments.

II. WHAT IS PERSONAL DATA

Personal data refers any information relating to an identified or identi= fiable individual.

III. COLLECTING YOUR INFORMATION

If you engage with us in any way, we may collect the following informati= on about you in a number of ways:

  • information you provide through our website and through our application= and verification processes; =
  • information you provide through communications with us, whether in writ= ing (including email) or on the telephone (including by way of recorded cal= ls); =
  • information we obtain through your engagement with us on social media, = including on blogs, forums and through Facebook and Twitter; =
  • information provided on your behalf by your representatives or agents (= =E2=80=9CAgents=E2=80=9D) who engage with us on your behalf in the ways des= cribed above; and =
  • information from outside sources such as Mauritius Credit Information B= ureau, commercial databases, marketing databases, public records and other = publicly available information sources.

If you wish to become a Lender or a Borrower, you will need to provide u= s with the following information, which we may also collect from third part= ies:

  • your personal details (including name, NIC or BRN number); =
  • your contact information (including telephone and e-mail details); =
  • financial information (including bank account details used to make tran= sfers to fund project and receive money back ); =
  • information you provide in our application processes; =
  • information you provide in your dealings with us and through your inter= action with the platform; =
  • if you are a Borrower : =
    • information about your business or company, such as previous credit app= lications and the conduct of your accounts; and, =
    • credit reference checks; and,

We also:

  • retain copies of our correspondence with you as well as other data we c= ollect relating to your activities on the platform; =
  • collect details about visitors to our website for the purposes of aggre= gating statistics or reporting purposes; and =
  • retain comments made on blogs and discussion forums in connection with = the platform.

IV. WHY ARE PERSONAL INFORMATION COLLECTED?

We require these personal data:

  • to open accounts with us and to manage and maintain those accounts; =
  • to verify your identity and the other information you have provided to = us, including your bank account information and (if relevant) the identity = of your business associates; =
  • (if you are a Borrower) to ascertain your borrowing needs and to assess= your creditworthiness and to make credit-related decisions; =
  • to transfer money; =
  • to carry out mandatory or other regulatory checks; =
  • to comply with our legal and regulatory obligations; =
  • to providing services; =
  • to keep internal record; =
  • to improve our services to the Borrowers and Lenders; =
  • to send emails about new projects and special offers to the Lenders; =
  • to contact borrowers and lenders for market research purposes; =
  • to customise the platform according to your interests; =
  • to respond to requests; =
  • to maintain client relationship; and, =
  • Any other purpose that would relate to our business.

V. AUTOMATED DECISIONS

FK may use various software and technologies to obtain automated decisio= ns based on personal data held on you to promote accuracy, fairness and eff= iciency. These automated decisions may affect the services that FK provides= to you now or in the future.

VI. WITH WHOM IS YOUR PERSONAL DATA BEING SHARED?

FK does not trade, rent or sell any personal data to any other organisat= ion or third party. Your information is only provided to the relevant autho= rities unless you give your consent or if required by law, and to participa= ting service partners (e.g. the bank) for processing the payments. We also = engage the services of third-party contractors to assist us in the delivery= of our services. We restrict the information that is passed on to the stri= ct minimum.

VII. YOUR CONSENT

Your consent to provide us with your personal data is required prior to = the lawful processing of your data in line with your engagement with FK (ei= ther as a borrower or lender).

You will be required to agree to a dialog box confirming your consent in= a clear and unambiguous action to having read our Privacy Policy and provi= ng your agreement to the processing of your personal data by FK.

Failure to provide consent by ticking the dialog box will bar you in fur= thering your application to be registered with FK.

VIII. WITHDRAWAL OF CONSENT

You have the right to withdraw consent to FK as regards to the processin= g of your personal data at any time. Should you wish to exercise this right= , you will have to inform FK in writing.

If you withdraw your consent, FK will not be able to provide you with ce= rtain services and which may even entail the termination of the agreement w= ith FK. You will be informed accordingly.

Please note that notwithstanding the withdrawal of your consent, your pe= rsonal data may still be processed by FK in performance of its legal obliga= tions.

IX. WHAT SECURITY MEASURES ARE IMPLEMENTED TO SAFEGUARD TRANSMI= SSION AND STORAGE OF DATA?

FK has put security measures in place to help prevent the loss, misuse a= nd alteration of the information. When you provide us online with your info= rmation, the data is protected using Secure Socket Layer (SSL) encryption t= echnology. This encryption is designed to help prevent any unauthorized per= son from intercepting or reading any personal information you provide to FK= .

X. DO YOU USE COOKIES ON THE PLATFORM?

Cookies may be used on some areas of the platform. Cookies are now used = as a standard by many websites. FK uses cookies to improve the navigational= experience of visitors to our websites and to make them easier to use.

Overall, cookies help us provide you with a better website, by enabling = us to monitor which pages you find useful and which you do not. You can cho= ose to accept or decline cookies. Most web browsers automatically accept co= okies, but you can usually modify your browser setting to decline cookies i= f you prefer. This may however prevent you from taking full advantage of th= e website.

XI. LINKS TO OTHER WEBSITES

The platform may contain links to other websites of interest. However, o= nce you have used these links to leave our site, you should note that we do= not have any control over that other website. Therefore, we cannot be resp= onsible for the protection and privacy of any information that you provide = whilst visiting such sites and such sites are not governed by this Privacy = Policy. You should exercise caution and look at the privacy statement appli= cable to the website in question.

XII. ACCESSING AND CORRECTING YOUR INFORMATION

You may, at any time:

  • exercise your right to request access to the personal data we hold abou= t you (a subject access request), subject to payment of a small fee. Please= email contact@fundkiss.mu&= nbsp;with the subject line =E2=80=9Csubject access request=E2=80=9D; =
  • request that we update and correct any out-of-date or inaccurate person= al data we hold about you. You can email us at contact@fundkiss.mu and also log-in to your accoun= t and make changes yourself; =
  • exercise your right to ask us to restrict or erase your personal data; = and =
  • opt out of any marketing communications that FK may send you by unsubsc= ribing following the link on the marketing email you have received.

    • XIII. STORAGE OF PERSONAL DATA

    FK will keep your personal data during your engagement with FK and even = after the completion of the relationship for legal and regulatory purposes.=

    XIV. RIGHT TO COMPLAIN

    You have the right to lodge a complaint with the Data Commissioner throu= gh the Data Protection Office.

    XV. CHANGE IN PRIVACY POLICY

    With ever changing dynamics in the business environment, policies may ne= ed to be reviewed and revised. FK reserves the right to change this privacy= policy at any time and notify you by posting an updated version of the pol= icy on its website.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Privacy Policy
v. 1.0 =E2=80=93 2nd May 2023

 

1.      Introduction

Wild Horizon Limited (=E2=80=9Cus=E2=80=9D, =E2=80=9Cwe=E2=80=9D, or =E2= =80=9Cour=E2=80=9D) operates the ht= tps://www.wildhorizon.mu website (hereinafter referred to as the =E2=80= =9CService=E2=80=9D and/or =E2=80=9CWebsite=E2=80=9D).  We are committ= ed to protecting your personal data and this page informs you, our Customer= s=E2=80=99, of our policies regarding the collection, use, and disclosure o= f personal data when you use our Website and the choices you have associate= d with that data.

By using the Website, you agree to the collection and use of information= in accordance with this policy. Unless otherwise defined in this Privacy P= olicy, the terms used in this Privacy Policy have the same meanings as in o= ur Terms and Conditions.

 

2.      Regulatory Framework

Wild Horizon Limited processes the personal data of our Customers=E2=80= =99 in compliance with the Data Protection Act 2017.

 

3.      Data Protection Officer

The Data Controller is Wild Horizon Limited, having its registered offic= e situated at 54A La Rue Lees, Curepipe, Mauritius. As part of our policy o= f protecting personal data, we have appointed a Data Protection Officer to = enforce the rules on data protection.

 

4.      Information Collection & Use

4.1.  Personal Data

While using our Service, we may ask you to provide us with certain perso= nally identifiable information that can be used to contact or identify you = (=E2=80=9CPersonal Data=E2=80=9D). Personally identifiable information may = include, but is not limited to:

First name and last name;
Phone number/Mobile number;
Email addres= s;
Address, City, Postal code;
Username/Password;
Your bank detail= s (credit card details);
Your purchases, including your shopping prefere= nces to create buyer segments;
Information that you publish through our = website, social media, applications or through the networks;
Information= sent via the =E2=80=9CContact us/Customer Service=E2=80=9D channels;
In= formation you provide when you request for information or assistance from u= s or when you purchase a product or service from us, including information = necessary to process your orders.
 

4.2.  Usage Data

We may also collect information on how the Website is accessed and used = (=E2=80=9CUsage Data=E2=80=9D). This Usage Data may include information suc= h as your computer=E2=80=99s Internet Protocol address (e.g., IP address), = browser type, browser version, the pages of our Website that you visit, the= time and date of your visit, the time spent on those pages, unique device = identifiers and other diagnostic data.

4.3.  Tracking & Cookie Data

We utilise cookies and similar tracking technologies on our Website to m= onitor user activity and store certain information. Cookies are small data = files that may contain an anonymous unique identifier. These files are sent= to your browser from a website and stored on your device. Additionally, we= use beacons, tags, and scripts as tracking technologies to collect and tra= ck information, and to enhance and analyse our Service.

You have the option to configure your browser settings to refuse all coo= kies or receive a notification when a cookie is being sent. However, if you= do not accept cookies, certain portions of our Service may not be accessib= le.

Examples of Cookies we use:

Session cookies, which enable us to operate our Service;
Preference c= ookies, which allow us to remember your preferences and various settings;Security cookies, which are utilised for security purposes.
 

5.      How we Use your Personal Data

We may use your personal data for a variety of purposes related to the o= peration of our Website and the provision of our products and services. Thi= s includes:

Processing and fulfilling your orders: We use your personal data to proc= ess and fulfill your orders, including verifying your identity, communicati= ng with you about your order, and arranging for delivery.
Managing your = account: If you create an account on our website, we will use your personal= data to manage your account, including processing payments, sending invoic= es, and keeping track of your purchase history.
Providing customer servi= ce: We may use your personal data to provide customer service, including re= sponding to your inquiries, addressing your concerns, notifying you about c= hanges to our Service, and resolving any issues you may have with our produ= cts or services.
Marketing and promotional activities: With your consent= , we may use your personal data to send you marketing communications, such = as newsletters, special offers, and promotions.
Analysing website perfor= mance: We may use your personal data to analyse website performance and imp= rove our services, including monitoring website traffic, analysing user beh= aviour, and conducting market research.
Legal and regulatory requirement= s: We may use your personal data to comply with legal and regulatory requir= ements, such as tax laws, data protection laws, and anti-fraud measures. 

We will only use your personal data for the purposes outlined above and = as otherwise permitted by applicable laws and regulations. We will also ens= ure that any third parties with whom we share your personal data also use i= t only for the purposes for which it was provided.

 

6.      Personal Data Storage

Wild Horizon Limited employs the services of third-party providers to ca= rry out the functions of the Service. Your consent to this Privacy Policy f= ollowed by your submission of such information represents your agreement to= that transfer.  The transmission of your personal data will adhere to= the relevant regulations. These providers will have restricted access to y= our personal data for the purpose of fulfilling their obligations on our be= half, and they are bound by contractual agreements to safeguard and employ = the information solely for the disclosed purposes and in compliance with th= is Privacy Policy. We have taken the appropriate precautions to ensure that= there is an acceptable level of data protection before sharing your person= al data with third parties.

 

7.      Disclosure of Data

To maintain your privacy, we do not share, sell or exchange your data fo= r marketing purposes with any external parties. We only share your data wit= h third-party service providers who assist us in providing the services out= lined, such as media and agencies for newsletter distribution, payment prov= iders, and delivery services. Our contracts with these providers are legall= y binding and compliant with current laws, ensuring adequate data security = measures are in place.

The third-party data transmissions are strictly for the purpose of provi= ding the aforementioned services. Wild Horizon Limited may reveal personal = data, as well as other data, to the courts, government authorities, or auth= orised third parties as required or authorised by law, or if such communica= tion is reasonably necessary for the following reasons:

Comply with a legal obligation and protect against legal liability;
C= ompliance with court proceedings and responding to legal actions against Wi= ld Horizon Limited;
Protecting the rights, property, or personal safety = of Wild Horizon Limited and our Customers;
Prevent or investigate possib= le wrongdoing in connection with the Service;
Enforcing our Terms and Co= nditions or other agreements.
 

8.      Security of Personal Information

We have implemented technical and organisational measures to safeguard y= our data from loss, manipulation, and unauthorised access. Our security mea= sures are regularly reviewed and updated to stay up-to-date with technologi= cal advancements.

To ensure the security of card payments, all data is securely transmitte= d and encrypted, providing a secure connection that prevents external parti= es from accessing your personal information. For card transactions, we part= ner with a Payment Provider that works directly with your bank to verify th= at your card can be used for purchases. The Payment Provider processes your= card data in compliance with the PCI DSS global security standards, which = were established by major credit card companies such as MasterCard, VISA, D= iners, American Express, and JCB. Consequently, your card data is processed= with the highest level of security possible. We may conduct an identity ve= rification check when you pay by card.

 

9.      Retention of Personal Data

We will only retain your personal information for as long as is necessar= y for the purposes set out in this Privacy Policy. We will retain and use y= our information to the extent necessary to comply with our legal obligation= s (for example, if we are required to retain your data to comply with appli= cable laws), resolve disputes, and enforce our legal agreements and policie= s.

We will also retain your personal information for as long as your accoun= t is active or as needed to provide you with our services. If you no longer= want us to use your information to provide you with our services, you can = request that we delete your personal information by contacting us. Please n= ote that we may retain some information about you if necessary to comply wi= th legal obligations, resolve disputes, or enforce our agreements.  Af= ter we no longer need to retain your personal information for any of the pu= rposes set out in this Privacy Policy, we will securely destroy it.

 

10.  Your Data Protection Rights

Wild Horizon Limited aims to take reasonable steps to allow you to corre= ct, amend, delete, or limit the use of your personal data.  If you wis= h to be informed about what personal data we hold about you and if you want= it to be removed from our systems, please contact us.  In certain cir= cumstances, you have the following data protection rights:

The right to access, update, or delete the information we have on you;The right of rectification. You have the right to have your information r= ectified if that information is inaccurate or incomplete.  You have ac= cess and can update some of your personal data in the =E2=80=9CMy Account= =E2=80=9D section of the website. It is your responsibility to ensure that = your data is up to date.
You have the right to ask Wild Horizon Limited = to amend any inaccurate or incomplete personal data about you that you are = unable to update yourself from the =E2=80=9CMy Account=E2=80=9D section on = the website;
The right to object. You have the right to object to our pr= ocessing of your Personal Data;
The right of restriction. You have the r= ight to request that we restrict the processing of your personal informatio= n;
The right to withdraw consent. You also have the right to withdraw yo= ur consent at any time where Wild Horizon Limited relied on your consent to= process your personal information.
 

If you no longer wish that we use your data to make our available to you= , you may ask Wild Horizon Limited to delete your personal data and close y= our account.  Please note that we may ask you to verify your identity = before responding to such requests.

 

11.  Links to Other Sites

Our Service may contain links to other sites that are not operated by us= . If you click a third-party link, you will be directed to that third party= =E2=80=99s site. We strongly advise you to review the Privacy Policy of eve= ry site you visit.  We have no control over and assume no responsibili= ty for the content, privacy policies, or practices of any third-party sites= or services.

 

12.  Personal Data of Minors

We do not knowingly collect personally identifiable information from any= one under the age.  In the event that a minor accesses our products or= services under the guise of being an adult, we are unable to verify the in= formation, Wild Horizon Limited cannot be held responsible for any conseque= nces related to it. If you are a parent or guardian and you are aware that = your minor has provided us with personal data, please contact us.  If = we become aware that we have collected personal data from minors without ve= rification of parental consent, we take steps to remove that information fr= om our servers.

 

13.  Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We advise you to rev= iew this page periodically for any changes. We will notify you of any chang= es by posting the new Privacy Policy on this page.  Changes to this Pr= ivacy Policy are effective when they are posted on this page.

 

14.  Contact Us

We encourage you to review our Terms and Conditions, which further outli= ne our policies and procedures.  If you have any questions about our P= rivacy Policy, do not hesitate to contact us.

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